Your Cash Access Strategy,
Mapped to Your Numbers.
Pre-planned liquidity lets you access tax-free cash from your equity before your exchange closes, without disrupting your 1031 timeline. Here is how we build that plan around your specific situation.
Two Decisions, Working in Sync
This approach combines two distinct financial strategies, sequenced to work together for your benefit.
Equity Access Refinance
Completed well in advance of any sale, this strategy accesses capital for legitimate business purposes, such as optimizing your balance sheet or diversifying away from being overweighted in real estate equity relative to your other asset classes.
1031 Exchange into a DST
When you're ready to sell, defer capital gains tax on your remaining equity through a passive Delaware Statutory Trust.
With proper timing and guidance from your financial advisor, CPA, and qualified intermediary, these two decisions can work together to create two income streams, both originating from the equity of a single property: capital you've already deployed elsewhere, and passive income from your DST allocation.
The number that matters most is the one you saw in your analysis: your net cash in hand after closing costs and carry. That number is the starting point for our conversation.
How We Build Your Plan
Review Your Numbers Together
We start with the analysis you just ran. We confirm your equity position, your cash-out target, and the timeline that works for your situation.
Structure the Cash-Out Timing
We confirm the six-month minimum carry window and coordinate with your CPA and qualified intermediary so the refinance does not interfere with your exchange.
Identify Your DST Allocation
We work with our DST partners to place your remaining equity in a passive structure that fits your income goals and risk profile.
Coordinate the Close
We manage the moving pieces, the refinance, the sale, and the exchange, so each step happens in the right order and on the right timeline.
Ready to Talk Through Your Numbers?
Mike Hardy
Top 1% mortgage originator with 20+ years of experience working with real estate investors on complex financing decisions. Formally trained as a Financial Advisor. Active real estate investor. A trusted resource for financial advisors and exchange accommodators navigating the most efficient financing path for their clients. Mike's practice fills a much needed advisory gap, bridging the space between financial advisors, CPAs, real estate professionals, and mortgage lenders to give investors the strategy, guidance, and financing they rarely find in one place. Featured in Fortune, Forbes, CBS News, and USA Today.